For someone born in 1958, the full retirement age is 66 and 8 months. This means that individuals born in 1958 will reach full retirement age in 2024. If they choose to start receiving Social Security benefits before reaching full retirement age, they will receive reduced benefits. If they wait until after full retirement age to claim benefits, they may receive higher monthly payments. It is important for individuals born in 1958 to carefully consider the impact of their claiming age on their Social Security benefits in order to make the most informed decision about when to retire.
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